Comprehensive Insurance

You work hard to buy an automobile so as to enjoy the trips and may be to support the business needs. An uncertainty can occur anytime leading to heavy losses. The costs to get the vehicle repaired in the event of damage or replacing it just in case it is stolen can be huge. Hence it is most needed to buy an appropriate comprehensive policy cover.

  • Comprehensive Insurance cover against Loss, Damage to own car, its accessories and spare parts due to:

    • 1. Accident or accidental collision or overturning
    • 2. Fire, external explosion, self ignition, lightning or thunderbolt.
    • 3. Burglary or theft.
    • 4. Malicious act of any third party
    • 5. Whilst in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator, relating to the said transportation.
  • Personal Accident benefit cover for driver and passengers in case of death or total permanent disability of person (Coverage details available upon request)

  • Roadside Assistance and Replacement car: Do not bother yourself or the others when your car breaks down, you can request the road assistance and replacement car insurance from OIC and enjoy our various services.

  • Cars will be repaired at dealer’s garage (Agency Repair) or Cars will be repaired at our nominated category A Class 1 garage under our guarantee. (Please note these garages have excellent workmanship and are with all facilities).

  • Above are subject to insured’s compliance with policy terms, exceptions, clauses, exclusions and conditions. Please study the policy carefully.