This policy provided protection to you as an Employer if you are held liable AT LAW to pay compensation when the employee proceeds against you for any accidental bodily injury and / or disease caused during the course & in connection of the employment.
In addition to the compensation awarded by the Courts, this policy also covers legal costs and expenses, with the prior consent of the Insurer.
The Policy protects the insured as an EMPLOYER against legal liabilities incurred by him for death and injury (including permanent disabilities) suffered by the employee arising out of and in course of his employment whereby the Employer is obliged to compensate the employee under the law.
The limit of Indemnity should be fixed taking into account the number of employees, their occupations, salaries and nationalities.